Resources

Please contact me by email if you would like to receive a copy of my Retirement guide. richard@gerrardswealth.com To get a second opinion. Or regarding: Financial Planning, Life Planning, Retirement, Investing, Behavioural Finance, Personal Finance Coaching, If you have questions, or need help. Visit our website: http://gerrardswealth.com Like us on facebook! Financial advice for British Expats. https://www.facebook.com/Financial.Advice.for.British.Expats/ Richard Holmes Linkedin Profile: https://www.linkedin.com/in/richard-holmes-dippfs-8405756/ Interview 0.00 - Introduction 0.50 - What are the biggest worries, concerns and problems for people when it comes to personal finance? 1.52 - How do you help your clients remove financial worry from their lives and answer their big questions? 3.44 - So once a financial plan is in place are we all set? 4.52 - What should someone who is nearing retirement be thinking about? 6.22 - What are the main risks faced by people who are heading towards, or in retirement and how might you help them manage those risks. 9.13 - What advice would you give to someone who is looking to invest a cash lump sum? 10.23 - Is it a good strategy to try predict what the market is going to do and then make changes to your investment portfolio? 12.53 - Now I’m quite interested in behavioural finance. How much does people behaviour play into all of this? Specifically with regards to reaching their financial goals. 15.15 - We often hear about scams. Do you have any advice on how to spot and avoid a scam? 16.14 - When people are looking to get Financial advice what might they need to consider? 17.54 - We are living in uncertain times and we are in a global recession, so what advice would you give to people who are worried about the impact of all of this on their investments. What should they be doing? 19.17 - What do you think is the best investment that anybody could make? 20.02 - What is your philosophy when it comes to personal finance?

What should someone who is nearing retirement be thinking about?

In this video I explain why transfer values from final salary pension schemes are so high and highlight some of the reasons why somebody might want to transfer out of their finaI salary pension into a Self- invested personal pension (SIPP) or to a Qualifying Recognised Overseas Pensions Scheme (QROPS). I am Richard Holmes, a UK Fully Qualified Financial Adviser, Pension Specialist and Investment Specialist. Visit our website: http://gerrardswealth.com Like us on facebook! Financial advice for British Expats. https://www.facebook.com/Financial.Advice.for.British.Expats/ Richard Holmes Linkedin Profile: https://www.linkedin.com/in/richard-holmes-dippfs-8405756/