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Our Story

Our Story: About

My name is Richard Holmes, I help people reach the point where they can make work optional.


I help my clients to maintain their desired lifestyle without fear of ever running out of money.

I fix broken retirement plans and broken investment potfolios. Massivley imporoving the probabilty of reaching financial indpendence.



I've been doing this for quite a long time, 26 years in fact.  

I’m a fully UK and European Qualified Financial Planner. In 2005 I set up Gerrards Wealth Management. As a company we are authorised and regulated to provide Financial Advice across the EU and beyond.

I’m originally from Birmingham, now living in Budapest. I left the UK in 2000 and I've spent the last 23 years helping fellow expats make sense of their financial situation and achieve financial independence and peace of mind. 


Away from work

Married with two children most of my time away from work is happily devoted to my family.

I Like

Being outdoors, hiking, cycling, and skiing.

Reading, listening to music and podcasts, relaxing on the sofa watching movies and Netflix, good food, and good wine.

Supporting Aston Villa.

What do I do?


I help people make sense of their financial situation now, and help them to achieve the life they want in the future. To do this I wear three hats, which are...​

Life Planner


Life is not a rehearsal, precious time is slipping away, my job therefore is to identify exactly what sort of life you want to live, and the type of lifestyle you want to enjoy during the time you’ve got left on this planet.

Financial Planner


With the aid of our financial planning software, I will show you where you are heading financially, and help answer life’s big questions, such as:


Are we going to be OK?

When can I retire or slow down?

How much is enough?

Do I have enough already?


At this stage we'll also explore what you need to be doing now in order that you don't run out of money later. And we will interactively build your road-map to financial independence and peace of mind.


Financial Adviser

​Most advisers only wear one hat, the Financial Adviser hat. This is because they are more interested in your money than they are in you. I believe this is the wrong approach.


By wearing three hats we go the extra mile. By really getting to understand you and what you want from life, we can help you achieve the best life possible with money that you have.


At this stage if the needs of your Financial Plan dictate that Financial Advice is needed around pensions and portfolios etc.  Any advice given will be of the higest quality because it will be totally relevant to you, actually based on what really matters to you, on what you are trying to achieve with the rest of your life, and not driven by any need to try to engineer the sale of a financial product.


Richard Holmes DipPFS

Principal & Financial Planner


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Rob Allen
Former Bank CFO

"Richard saved me from making a big mistake with my pension which would have cost me a significant amount of money. He provides good independent advice without the pushy arrogance of most financial advisers. He listens to me and we work collaboratively on my investments which I really appreciate. If you are looking for a trustworthy adviser get in touch with Richard."

Gerrards Wealth Management

Madar Utca 13A, Budapest 1025, Hungary

+36 30 414 1519 (Hungary) 

Complaints Procedure
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