Hi, I'm Richard Holmes, welcome to my personal finance Blog for expats who want to make work optional and enjoy their ideal lifestyle without fear of ever running out of money.

Topping up your UK State Pension before 5 April 2023

Richard Holmes

Feb 24, 2023
4 min

Topping up your UK State Pension before 5 April 2023

How as an expat you can boost your income in retirement by Increasing your UK State Pension while you are living abroad There is a...

Personal finance tips and guidance for expats.

What to expect.

No guff, we just cover the important stuff here, such as...

How to make work optional and to live your ideal retirement
Reducing stress around money and increasing money peace of mind
Making better financial decisions
Getting your financial house in order
How to invest better
Avoiding the big mistakes
Providing answers to your big personal finance questions

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Rob Allen
Former Bank CFO
Budapest‏

"Richard saved me from making a big mistake with my pension which would have cost me a significant amount of money. He provides good independent advice without the pushy arrogance of most financial advisers. He listens to me and we work collaboratively on my investments which I really appreciate. If you are looking for a trustworthy adviser get in touch with Richard."

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