Hi, I'm Richard Holmes, welcome to my personal finance Blog for expats who want to make work optional and enjoy their ideal lifestyle without fear of ever running out of money.
Personal finance tips and guidance for expats.
What to expect.
No guff, we just cover the important stuff here, such as...
How to make work optional and to live your ideal retirement
Reducing stress around money and increasing money peace of mind
Making better financial decisions
Getting your financial house in order
How to invest better
Avoiding the big mistakes
Providing answers to your big personal finance questions
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Former Bank CFO
"Richard saved me from making a big mistake with my pension which would have cost me a significant amount of money. He provides good independent advice without the pushy arrogance of most financial advisers. He listens to me and we work collaboratively on my investments which I really appreciate. If you are looking for a trustworthy adviser get in touch with Richard."